Loan FAQ’s
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Original National ID/Huduma Number ( for married persons, the spouse’s original ID must be available)
A mobile phone with a Safaricom registered line
A farm (maybe self owned or leased)
Your farm/s must be in wards that we service.
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You only need 10% of the total value of the loan you have qualified for. For example, if you have qualified for a KSH 10,000 loan ,You will be required to deposit KSH 1000 ONLY!
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Go to Safaricom menu, then select M-PESA.
Choose Lipa na M-PESA optionand then select Pay Bill option.
Key in 874 955 (Apollo Agriculture paybill number)
Press next and select Account number and enter your (The farmer) full ID number
Your ID Number is your account number.
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No. Apollo agriculture does not require to have a guarantor or security to access our loan products.
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6 - 9 months depending on the region and to some specific regions up to 12 months.
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This is the minimum amount you are required to pay by the last day of every month and it is usually 2% of your total loan amount
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Yes, 0.07% of the outstanding principle loan balance will be added to your loan daily
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The price of any inputs or loan packages include all interests and service charges. For example if your loan is KES 10,000, you loan will remain the same for the whole loan duration.
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In case of non repayment, you will be blacklisted from receiving an Apollo loan in the next season and also reported to the relevant Credit Reference Bureaus and this will limit your access to loans from other financial institutions.
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Apollo Agriculture currently does not provide a market for farmers' produce. We will, however, provide remote training and education to farmers on harvest, drying of crops after harvest, and proper storage of a crop once it is dried
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